You can use ANY lender you wish when purchasing real estate whether that’s through a bank or mortgage company. Each lender has different guidelines and requirements that will determine if they can help finance the home you pick out. Shop around, and find someone who works well with you. I always reccomend using a local lender to the area you want to move to. They will know specific laws for that area regarding financing, and this is also the best way to make for a smooth transaction.
If you don’t know where to begin. here are some trusted lenders that I know personally and have worked with. I know they will take care of you.
Pulaski County (and surrounding) Areas
Do you live in Somerset, Nancy, Liberty, Windsor, Burnside, Monticello, Science Hill, London, or Eubank?
Claude Gilbert | Republic State Mortgage | 606.682.4500 | Apply Now *Locations also include: Bowling Green, Danville, Elizabethtown, Leitchfield, Lexington, London, Shelbyville, Somerset, Versailles, and Winchester. Click here for a full list of locations.
Paula Hall | Alliance Home Mortgage Corp. | 606.682.4018 | Apply Now *Locations Include: London, Corbin, Williamsburg, Barboursville, Berea, Richmond, Somerset, Manchester, Hazard, and Harlan
Holly Alton | Citizen’s National Bank | 606.679.6341 | Apply Now * Locations also include: Somerset, Burnside, Science Hill, Monticello, Russell Springs, and Nicholasville. Click here for a full list of locations
Maggie Clark | Cumberland Valley National Bank | 606.676.0784| Apply Now *Locations also include: London, Corbin, Williamsburg, Berea, Richmond, Somerset, and Lexington. For a full list of locations click here.
Daniel Roberts | First Southern National Bank | 606.677.2707 *Locations include: Caldwell County, Fayette County, Garrard County, Jessamine County, Lincoln County, Logan County, Madison County, Muhlenberg County, Pulaski County, Warren County, and Wayne County
Roy Adams | First and Farmers National Bank | 606.677.2272 Locations also include: Adair County, Clinton County, Cumberland County, and Pulaski county. Click here for a full list of locations.
Farming/Agriculture:
FarmCredit Mid-America |606.679.4311 *Locations include: Lexington, Mt. Sterling, and Somerset. For a full list of locations click here
Fayette County (and surrounding) Areas
Do you live in Wilmore, Nicholasville, Lexington, London, Richmond, Berea, Versailles, Harrodsburg, Cynthiana, or Georgetown?
Erika Ruiz | Benchmark Mortgage | 859.899.0528 | Apply Now
Katy Jones | Bank of England Mortgage | 270.625.2421 | Apply Now
University of Kentucky Federal Credit Union | 859.264.4200| Apply Now
Dana Back-Pack | Fairway Independent Mortgage Corp. | 859.621.0169 | Apply Now
Joe Wilder | Citizens National Bank | 859.881.4000 | Apply Now * Locations also include: Somerset, Burnside, Science Hill, Monticello, Russell Springs, and Nicholasville. Click here for a full list of locations
Farming/Agriculture:
FarmCredit Mid-America | 859.254.2741 *Locations include: Lexington, Mt. Sterling, and Somerset. For a full list of locations click here
Garrard, Boyle and Lincoln County areas
Do you live in Stanford, Waynesburg, Danville, Junction City, or Lancaster?
Erika Ruiz | Benchmark Mortgage | 859.899.0528 | Apply Now
Katrina Salyers | Republic State Mortgage | 859.967.1900 | Apply Now *Locations also include: Bowling Green, Danville, Elizabethtown, Leitchfield, Lexington, London, Shelbyville, Somerset, Versailles, and Winchester. Click here for a full list of locations.
Christopher Schramm | Bluegrass Community Bank | 859.238.0556 *Locations include Danville and Perryville. For a full list of locations click here.
Farming/Agriculture:
AgCredit | 859.236.6447 *Locations include: Danville, Frankfort, Lebanon, Lexington, Paris, Richmond, and Stanford. For a full list of locations click here.